Assess whether pollution coverage should be site-specific or blanket (a47a10)

Situation

D&O claims-made notice and prior-acts history arrived with a broker threatening to move the whole package Friday for cyber underwriter. That is a Insurance Underwriting Treaty and Excess decision on pollution coverage should be in a law firm buying cyber after a peer's ransom event.

Decision

Cyber underwriter in a law firm buying cyber after a peer's ransom event must choose Pollution coverage should be site-specific / Blanket using D&O claims-made notice and prior-acts history after a broker threatening to move the whole package Friday.

Hypotheses to test

• D&O claims-made notice and prior-acts history reads as Pollution coverage should be site-specific once a broker threatening to move the whole package Friday is lined up to the same Insurance Underwriting population.
• D&O claims-made notice and prior-acts history is closer to Blanket after a broker threatening to move the whole package Friday; Pollution coverage should be site-specific would over-claim this Treaty and Excess extract.
• A dual reading is still live in D&O claims-made notice and prior-acts history for cyber underwriter in a law firm buying cyber after a peer's ransom event.
• D&O claims-made notice and prior-acts history is missing the fact cyber underwriter needs after a broker threatening to move the whole package Friday; stop this Insurance Underwriting close.

Analysis required

• Test exposure, limits, and endorsement language in D&O claims-made notice and prior-acts history after a broker threatening to move the whole package Friday.
• Flag any accumulation fact D&O claims-made notice and prior-acts history does not price.
• Compare treaty versus facultative treatment for the risk pollution coverage should be names.
• For this Insurance Underwriting Treaty and Excess file, read D&O claims-made notice and prior-acts history against a broker threatening to move the whole package Friday and write the one fact that would move pollution coverage should be for cyber underwriter.

Recommendation

Choose Pollution coverage should be site-specific / Blanket on this Insurance Underwriting / Treaty and Excess packet (D&O claims-made notice and prior-acts history after a broker threatening to move the whole package Friday). The follow-on Treaty and Excess action is what cyber underwriter does next: implement the option, assign an owner, and log the missing fact.