Assess whether the committee can overrule a business unit (fc6307)

SITUATION Reconciliation policy when two models split on materiality arrived with two production models recommending opposite actions on the same file for model-deprecation manager. That is a AI Governance Layer Lifecycle and Accountability decision on the committee can overrule in a bank running three models on the same credit file.

DECISION Model-deprecation manager in a bank running three models on the same credit file must choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact using reconciliation policy when two models split on materiality after two production models recommending opposite actions on the same file.

HYPOTHESES TO TEST 1. Two production models recommending opposite actions on the same file is noise around an already-controlled Lifecycle and Accountability process in a bank running three models on the same credit file, given reconciliation policy when two models split on materiality. 2. Two production models recommending opposite actions on the same file is the event in reconciliation policy when two models split on materiality that forces Policy or governance breach for model-deprecation manager under AI Governance Layer. 3. Reconciliation policy when two models split on materiality shows a one-file miss after two production models recommending opposite actions on the same file, not a Lifecycle and Accountability program failure. 4. Reconciliation policy when two models split on materiality cannot decide the committee can overrule yet after two production models recommending opposite actions on the same file; hold is the only AI Governance Layer close a bank running three models on the same credit file can defend.

ANALYSIS REQUIRED 1. Score whether the agent action in reconciliation policy when two models split on materiality was in-policy, out-of-policy, or unlogged. 2. Confirm the inventory line still matches the running configuration in a bank running three models on the same credit file. 3. Map the control-plane score in reconciliation policy when two models split on materiality to the policy gate model-deprecation manager can enforce. 4. For this AI Governance Layer Lifecycle and Accountability file, read reconciliation policy when two models split on materiality against two production models recommending opposite actions on the same file and write the one fact that would move the committee can overrule for model-deprecation manager.

RECOMMENDATION Choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact on this AI Governance Layer / Lifecycle and Accountability packet (reconciliation policy when two models split on materiality after two production models recommending opposite actions on the same file). The follow-on Lifecycle and Accountability action is what model-deprecation manager does next: implement the option, assign an owner, and log the missing fact.