Assess whether a generative-AI incident is a policy breach or a model defect

Situation

A generative-AI incident is sits with model-risk officer because a vendor SOC report that excludes the actual model host region hit an insurer scoring claims with a third-party model. Evidence is explainability pack for a denied-credit decision; write the AI Governance Inventory and Regulatory Fit option that extract can carry.

Decision

Model-risk officer in an insurer scoring claims with a third-party model must choose A generative-AI incident is a policy breach / A model defect using explainability pack for a denied-credit decision after a vendor SOC report that excludes the actual model host region.

Hypotheses to test

• The population in explainability pack for a denied-credit decision is the one a vendor SOC report that excludes the actual model host region named, so A generative-AI incident is a policy breach follows for this Inventory and Regulatory Fit file.
• The population in explainability pack for a denied-credit decision is adjacent only to a vendor SOC report that excludes the actual model host region; A model defect is the honest AI Governance call.
• An insurer scoring claims with a third-party model already contained a vendor SOC report that excludes the actual model host region before explainability pack for a denied-credit decision arrived; no new Inventory and Regulatory Fit path.
• Provenance on explainability pack for a denied-credit decision after a vendor SOC report that excludes the actual model host region is broken; do not pick A generative-AI incident is a policy breach or A model defect yet.

Analysis required

• Walk the model input/output path recorded in explainability pack for a denied-credit decision and mark each hop approved, shadow, or unlogged.
• Verify data provenance and the human-oversight gate model-risk officer can actually point to.
• Walk the model input/output path recorded in explainability pack for a denied-credit decision and mark each hop approved, shadow, or unlogged.
• For this AI Governance Inventory and Regulatory Fit file, read explainability pack for a denied-credit decision against a vendor SOC report that excludes the actual model host region and write the one fact that would move a generative-AI incident is for model-risk officer.

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