Assess whether linked accounts should be treated as one case (c7e56d)

Situation

Mortgage Fraud work in a credit-card issuer during a holiday-authorization spike now turns on linked accounts should be because three applications sharing one employer EIN and no payroll put Medicare upcoding CPT pairing table in play. Mortgage Fraud work in a credit-card issuer during a holiday-authorization spike now turns on linked accounts should be because three applications sharing one employer EIN and no payroll put Medicare upcoding CPT pairing table in play; synthetic-identity detection manager should say what Medicare upcoding CPT pairing table proves for Fraud Detection.

Decision

Synthetic-identity detection manager in a credit-card issuer during a holiday-authorization spike must choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold using Medicare upcoding CPT pairing table after three applications sharing one employer EIN and no payroll.

Hypotheses to test

• Three applications sharing one employer EIN and no payroll is noise around an already-controlled Mortgage Fraud process in a credit-card issuer during a holiday-authorization spike, given Medicare upcoding CPT pairing table.
• Three applications sharing one employer EIN and no payroll is the event in Medicare upcoding CPT pairing table that forces Remove access or reverse the item for synthetic-identity detection manager under Fraud Detection.
• Medicare upcoding CPT pairing table shows a one-file miss after three applications sharing one employer EIN and no payroll, not a Mortgage Fraud program failure.
• Medicare upcoding CPT pairing table cannot decide linked accounts should be yet after three applications sharing one employer EIN and no payroll; hold is the only Fraud Detection close a credit-card issuer during a holiday-authorization spike can defend.

Analysis required

• Map typology and hold authority synthetic-identity detection manager actually has in a credit-card issuer during a holiday-authorization spike.
• Trace funds, counterparties, and reversals in Medicare upcoding CPT pairing table through the window opened by three applications sharing one employer EIN and no payroll.
• Quantify loss if the hold is released before Medicare upcoding CPT pairing table is complete.
• For this Fraud Detection Mortgage Fraud file, read Medicare upcoding CPT pairing table against three applications sharing one employer EIN and no payroll and write the one fact that would move linked accounts should be for synthetic-identity detection manager.