Assess whether linked accounts should be treated as one case (84fc8c)

Situation

Synthetic identity application cluster arrived with a mortgage occupancy affidavit contradicting utility records for bank BSA/AML case manager. That is a Fraud Detection Mortgage Fraud decision on linked accounts should be in a regional bank's card portfolio.

Decision

Bank BSA/AML case manager in a regional bank's card portfolio must choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold using synthetic identity application cluster after a mortgage occupancy affidavit contradicting utility records.

Hypotheses to test

• Bank BSA/AML case manager can defend Remove access or reverse the item from synthetic identity application cluster after a mortgage occupancy affidavit contradicting utility records in a Fraud Detection challenge.
• Bank BSA/AML case manager cannot defend Remove access or reverse the item from synthetic identity application cluster; Temporary compensating control is what the extract actually supports after a mortgage occupancy affidavit contradicting utility records.
• A mortgage occupancy affidavit contradicting utility records never reached the population in synthetic identity application cluster — reopen intake, do not close linked accounts should be.
• Two facts in synthetic identity application cluster after a mortgage occupancy affidavit contradicting utility records conflict for bank BSA/AML case manager; hold this Mortgage Fraud file.

Analysis required

• Test a one-off dispute against the first edge of a scheme around linked accounts should be.
• Check mule or round-trip markers in synthetic identity application cluster.
• Map typology and hold authority bank BSA/AML case manager actually has in a regional bank's card portfolio.
• For this Fraud Detection Mortgage Fraud file, read synthetic identity application cluster against a mortgage occupancy affidavit contradicting utility records and write the one fact that would move linked accounts should be for bank BSA/AML case manager.

Recommendation

Choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold on this Fraud Detection / Mortgage Fraud packet (synthetic identity application cluster after a mortgage occupancy affidavit contradicting utility records). The follow-on Mortgage Fraud action is what bank BSA/AML case manager does next: implement the option, assign an owner, and log the missing fact.