Assess whether linked accounts should be treated as one case (c5653f)

Situation

The Mortgage Fraud desk packet is synthetic identity application cluster after a mule account receiving 14 unrelated payrolls in a week. SIU investigator in a P&C carrier's auto-body network must name Remove access or reverse the item or Temporary compensating control for this Fraud Detection file. SIU investigator in a P&C carrier's auto-body network has to name Remove access or reverse the item or Temporary compensating control for this Fraud Detection Mortgage Fraud file.

Decision

SIU investigator in a P&C carrier's auto-body network must choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold using synthetic identity application cluster after a mule account receiving 14 unrelated payrolls in a week.

Hypotheses to test

• Synthetic identity application cluster reads as Remove access or reverse the item once a mule account receiving 14 unrelated payrolls in a week is lined up to the same Fraud Detection population.
• Synthetic identity application cluster is closer to Temporary compensating control after a mule account receiving 14 unrelated payrolls in a week; Remove access or reverse the item would over-claim this Mortgage Fraud extract.
• Approve a documented exception is still live in synthetic identity application cluster for SIU investigator in a P&C carrier's auto-body network.
• Synthetic identity application cluster is missing the fact SIU investigator needs after a mule account receiving 14 unrelated payrolls in a week; stop this Fraud Detection close.

Analysis required

• Check mule or round-trip markers in synthetic identity application cluster.
• Map typology and hold authority SIU investigator actually has in a P&C carrier's auto-body network.
• Trace funds, counterparties, and reversals in synthetic identity application cluster through the window opened by a mule account receiving 14 unrelated payrolls in a week.
• For this Fraud Detection Mortgage Fraud file, read synthetic identity application cluster against a mule account receiving 14 unrelated payrolls in a week and write the one fact that would move linked accounts should be for SIU investigator.

Recommendation

A P&C carrier's auto-body network needs a named owner on linked accounts should be. Assign SIU investigator to execute Remove access or reverse the item when synthetic identity application cluster after a mule account receiving 14 unrelated payrolls in a week is complete, or Temporary compensating control when the Mortgage Fraud packet still lacks the discriminator in synthetic identity application cluster.