Assess whether linked accounts should be treated as one case (28b140)

Situation

Workers'-comp claimant attorney cluster arrived with a mule account receiving 14 unrelated payrolls in a week for synthetic-identity detection manager. That is a Fraud Detection Payments Fraud decision on linked accounts should be in a mortgage correspondent channel.

Decision

Synthetic-identity detection manager in a mortgage correspondent channel must choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold using workers'-comp claimant attorney cluster after a mule account receiving 14 unrelated payrolls in a week.

Hypotheses to test

• Workers'-comp claimant attorney cluster reads as Remove access or reverse the item once a mule account receiving 14 unrelated payrolls in a week is lined up to the same Fraud Detection population.
• Workers'-comp claimant attorney cluster is closer to Temporary compensating control after a mule account receiving 14 unrelated payrolls in a week; Remove access or reverse the item would over-claim this Payments Fraud extract.
• Approve a documented exception is still live in workers'-comp claimant attorney cluster for synthetic-identity detection manager in a mortgage correspondent channel.
• Workers'-comp claimant attorney cluster is missing the fact synthetic-identity detection manager needs after a mule account receiving 14 unrelated payrolls in a week; stop this Fraud Detection close.

Analysis required

• Trace funds, counterparties, and reversals in workers'-comp claimant attorney cluster through the window opened by a mule account receiving 14 unrelated payrolls in a week.
• Quantify loss if the hold is released before workers'-comp claimant attorney cluster is complete.
• Test a one-off dispute against the first edge of a scheme around linked accounts should be.
• For this Fraud Detection Payments Fraud file, read workers'-comp claimant attorney cluster against a mule account receiving 14 unrelated payrolls in a week and write the one fact that would move linked accounts should be for synthetic-identity detection manager.

Recommendation

Choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold on this Fraud Detection / Payments Fraud packet (workers'-comp claimant attorney cluster after a mule account receiving 14 unrelated payrolls in a week). Lead with the Fraud Detection option workers'-comp claimant attorney cluster can support after a mule account receiving 14 unrelated payrolls in a week, then the two facts that force it, then the Monday action for synthetic-identity detection manager in a mortgage correspondent channel.