Assess whether a split between models is a review queue or noise (0dfb30)

Situation

Audit and Vendor Terms work in a bank running three models on the same credit file now turns on a split between models because an agent that refunded customers above its limit put reconciliation policy when two models split on materiality in play. Content-attribution program lead should say what reconciliation policy when two models split on materiality proves.

Decision

Content-attribution program lead in a bank running three models on the same credit file must choose A split between models is a review queue / Noise using reconciliation policy when two models split on materiality after an agent that refunded customers above its limit.

Hypotheses to test

• An agent that refunded customers above its limit is noise around an already-controlled Audit and Vendor Terms process in a bank running three models on the same credit file, given reconciliation policy when two models split on materiality.
• An agent that refunded customers above its limit is the event in reconciliation policy when two models split on materiality that forces A split between models is a review queue for content-attribution program lead under AI Governance Layer.
• Reconciliation policy when two models split on materiality shows a one-file miss after an agent that refunded customers above its limit, not a Audit and Vendor Terms program failure.
• Reconciliation policy when two models split on materiality cannot decide a split between models yet after an agent that refunded customers above its limit; hold is the only AI Governance Layer close a bank running three models on the same credit file can defend.

Analysis required

• Score whether the agent action in reconciliation policy when two models split on materiality was in-policy, out-of-policy, or unlogged.
• Confirm the inventory line still matches the running configuration in a bank running three models on the same credit file.
• Map the control-plane score in reconciliation policy when two models split on materiality to the policy gate content-attribution program lead can enforce.
• For this AI Governance Layer Audit and Vendor Terms file, read reconciliation policy when two models split on materiality against an agent that refunded customers above its limit and write the one fact that would move a split between models for content-attribution program lead.