Whether the system is high-risk under the EU AI Act from shadow-IT chatbot

Situation

In a bank preparing for a model-risk exam, shadow-IT chatbot connected to customer PII is the evidence after a business unit that already went live without a risk tier. Chief AI officer has to pick Policy or governance breach or Model defect for this AI Governance Inventory and Regulatory Fit close using shadow-IT chatbot connected to customer PII.

Decision

Chief AI officer in a bank preparing for a model-risk exam must choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact using shadow-IT chatbot connected to customer PII after a business unit that already went live without a risk tier.

Hypotheses to test

• A business unit that already went live without a risk tier is noise around an already-controlled Inventory and Regulatory Fit process in a bank preparing for a model-risk exam, given shadow-IT chatbot connected to customer PII.
• A business unit that already went live without a risk tier is the event in shadow-IT chatbot connected to customer PII that forces Policy or governance breach for chief AI officer under AI Governance.
• Shadow-IT chatbot connected to customer PII shows a one-file miss after a business unit that already went live without a risk tier, not a Inventory and Regulatory Fit program failure.
• Shadow-IT chatbot connected to customer PII cannot decide the system is high-risk yet after a business unit that already went live without a risk tier; hold is the only AI Governance close a bank preparing for a model-risk exam can defend.

Analysis required

• Map the approved-use case to the system the system is high-risk would bind.
• Check intended purpose and inventory status against EU AI Act / exam-readiness language after a business unit that already went live without a risk tier.
• Map the approved-use case to the system the system is high-risk would bind.
• For this AI Governance Inventory and Regulatory Fit file, read shadow-IT chatbot connected to customer PII against a business unit that already went live without a risk tier and write the one fact that would move the system is high-risk for chief AI officer.

Recommendation

Choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact on this AI Governance / Inventory and Regulatory Fit packet (shadow-IT chatbot connected to customer PII after a business unit that already went live without a risk tier). Lead with the AI Governance option shadow-IT chatbot connected to customer PII can support after a business unit that already went live without a risk tier, then the two facts that force it, then the Monday action for chief AI officer in a bank preparing for a model-risk exam.