Assess whether to quote, refer, or decline (aac2f3)

SITUATION Specialty Liability work in a cedent submitting a property treaty with thin bordereaux now turns on to quote, refer, or decline because a fleet fatality in the last 90 days put fleet MVRs and telematics exception list in play. D&O specialist should say what fleet MVRs and telematics exception list proves.

DECISION D&O specialist in a cedent submitting a property treaty with thin bordereaux must choose To quote, refer, / Decline using fleet MVRs and telematics exception list after a fleet fatality in the last 90 days.

HYPOTHESES TO TEST 1. A fleet fatality in the last 90 days is noise around an already-controlled Specialty Liability process in a cedent submitting a property treaty with thin bordereaux, given fleet MVRs and telematics exception list. 2. A fleet fatality in the last 90 days is the event in fleet MVRs and telematics exception list that forces To quote, refer, for D&O specialist under Insurance Underwriting. 3. Fleet MVRs and telematics exception list shows a one-file miss after a fleet fatality in the last 90 days, not a Specialty Liability program failure. 4. Fleet MVRs and telematics exception list cannot decide to quote, refer, or decline yet after a fleet fatality in the last 90 days; hold is the only Insurance Underwriting close a cedent submitting a property treaty with thin bordereaux can defend.

ANALYSIS REQUIRED 1. Test exposure, limits, and endorsement language in fleet MVRs and telematics exception list after a fleet fatality in the last 90 days. 2. Flag any accumulation fact fleet MVRs and telematics exception list does not price. 3. Compare treaty versus facultative treatment for the risk to quote, refer, or decline names. 4. For this Insurance Underwriting Specialty Liability file, read fleet MVRs and telematics exception list against a fleet fatality in the last 90 days and write the one fact that would move to quote, refer, or decline for D&O specialist.

RECOMMENDATION Choose To quote, refer, / Decline on this Insurance Underwriting / Specialty Liability packet (fleet MVRs and telematics exception list after a fleet fatality in the last 90 days). The follow-on Specialty Liability action is what D&O specialist does next: implement the option, assign an owner, and log the missing fact.

COMMAND RETURNS - Bottom-line Insurance Underwriting option on to quote, refer, or decline, then the evidence in fleet MVRs and telematics exception list, then the action for D&O specialist - Hypothesis scorecard against fleet MVRs and telematics exception list: supported / rejected / untestable - Regulatory or exam hook Specialty Liability would cite - Specialty Liability finding in fleet MVRs and telematics exception list that a second reviewer can re-perform