Assess whether to quote, refer, or decline (c0bb5f)

SITUATION A cedent submitting a property treaty with thin bordereaux cannot treat a reserve increase that blows the account's loss ratio as incidental context on workers'-comp loss-development triangle. Workers'-compensation product manager must close to quote, refer, or decline from that extract under Insurance Underwriting / Treaty and Excess.

DECISION Workers'-compensation product manager in a cedent submitting a property treaty with thin bordereaux must choose To quote, refer, / Decline using workers'-comp loss-development triangle after a reserve increase that blows the account's loss ratio.

HYPOTHESES TO TEST 1. A reserve increase that blows the account's loss ratio is noise around an already-controlled Treaty and Excess process in a cedent submitting a property treaty with thin bordereaux, given workers'-comp loss-development triangle. 2. A reserve increase that blows the account's loss ratio is the event in workers'-comp loss-development triangle that forces To quote, refer, for workers'-compensation product manager under Insurance Underwriting. 3. Workers'-comp loss-development triangle shows a one-file miss after a reserve increase that blows the account's loss ratio, not a Treaty and Excess program failure. 4. Workers'-comp loss-development triangle cannot decide to quote, refer, or decline yet after a reserve increase that blows the account's loss ratio; hold is the only Insurance Underwriting close a cedent submitting a property treaty with thin bordereaux can defend.

ANALYSIS REQUIRED 1. Say whether a cedent submitting a property treaty with thin bordereaux can bind, restrict, or decline from the file as it stands. 2. Test exposure, limits, and endorsement language in workers'-comp loss-development triangle after a reserve increase that blows the account's loss ratio. 3. Flag any accumulation fact workers'-comp loss-development triangle does not price. 4. For this Insurance Underwriting Treaty and Excess file, read workers'-comp loss-development triangle against a reserve increase that blows the account's loss ratio and write the one fact that would move to quote, refer, or decline for workers'-compensation product manager.

RECOMMENDATION Choose To quote, refer, / Decline on this Insurance Underwriting / Treaty and Excess packet (workers'-comp loss-development triangle after a reserve increase that blows the account's loss ratio). Lead with the Insurance Underwriting option workers'-comp loss-development triangle can support after a reserve increase that blows the account's loss ratio, then the two facts that force it, then the Monday action for workers'-compensation product manager in a cedent submitting a property treaty with thin bordereaux.