Assess whether to refer to law enforcement or keep civil (7ce07d)

SITUATION The working file is account-takeover device-fingerprint graph after a claims photo EXIF timestamp that predates the loss. SIU investigator in a P&C carrier's auto-body network has to name To refer to law enforcement or Keep civil for this Fraud Detection Mortgage Fraud file.

DECISION SIU investigator in a P&C carrier's auto-body network must choose To refer to law enforcement / Keep civil using account-takeover device-fingerprint graph after a claims photo EXIF timestamp that predates the loss.

HYPOTHESES TO TEST 1. Account-takeover device-fingerprint graph reads as To refer to law enforcement once a claims photo EXIF timestamp that predates the loss is lined up to the same Fraud Detection population. 2. Account-takeover device-fingerprint graph is closer to Keep civil after a claims photo EXIF timestamp that predates the loss; To refer to law enforcement would over-claim this Mortgage Fraud extract. 3. A dual reading is still live in account-takeover device-fingerprint graph for SIU investigator in a P&C carrier's auto-body network. 4. Account-takeover device-fingerprint graph is missing the fact SIU investigator needs after a claims photo EXIF timestamp that predates the loss; stop this Fraud Detection close.

ANALYSIS REQUIRED 1. Test a one-off dispute against the first edge of a scheme around to refer to law. 2. Check mule or round-trip markers in account-takeover device-fingerprint graph. 3. Map typology and hold authority SIU investigator actually has in a P&C carrier's auto-body network. 4. For this Fraud Detection Mortgage Fraud file, read account-takeover device-fingerprint graph against a claims photo EXIF timestamp that predates the loss and write the one fact that would move to refer to law for SIU investigator.

RECOMMENDATION Choose To refer to law enforcement / Keep civil on this Fraud Detection / Mortgage Fraud packet (account-takeover device-fingerprint graph after a claims photo EXIF timestamp that predates the loss). The follow-on Mortgage Fraud action is what SIU investigator does next: implement the option, assign an owner, and log the missing fact.

COMMAND RETURNS - Bottom-line Fraud Detection option on to refer to law, then the evidence in account-takeover device-fingerprint graph, then the action for SIU investigator - Hypothesis scorecard against account-takeover device-fingerprint graph: supported / rejected / untestable - Regulatory or exam hook Mortgage Fraud would cite - Mortgage Fraud finding in account-takeover device-fingerprint graph that a second reviewer can re-perform