Assess whether to refer to law enforcement or keep civil (58b85f)

SITUATION In a regional bank's card portfolio, check-kiting multi-bank float map is the evidence after an email that matches a known BEC lure almost exactly. Wire-desk escalation officer has to pick To refer to law enforcement or Keep civil for this Fraud Detection Payments Fraud close using check-kiting multi-bank float map.

DECISION Wire-desk escalation officer in a regional bank's card portfolio must choose To refer to law enforcement / Keep civil using check-kiting multi-bank float map after an email that matches a known BEC lure almost exactly.

HYPOTHESES TO TEST 1. Wire-desk escalation officer can defend To refer to law enforcement from check-kiting multi-bank float map after an email that matches a known BEC lure almost exactly in a Fraud Detection challenge. 2. Wire-desk escalation officer cannot defend To refer to law enforcement from check-kiting multi-bank float map; Keep civil is what the extract actually supports after an email that matches a known BEC lure almost exactly. 3. An email that matches a known BEC lure almost exactly never reached the population in check-kiting multi-bank float map — reopen intake, do not close to refer to law. 4. Two facts in check-kiting multi-bank float map after an email that matches a known BEC lure almost exactly conflict for wire-desk escalation officer; hold this Payments Fraud file.

ANALYSIS REQUIRED 1. Check mule or round-trip markers in check-kiting multi-bank float map. 2. Map typology and hold authority wire-desk escalation officer actually has in a regional bank's card portfolio. 3. Trace funds, counterparties, and reversals in check-kiting multi-bank float map through the window opened by an email that matches a known BEC lure almost exactly. 4. For this Fraud Detection Payments Fraud file, read check-kiting multi-bank float map against an email that matches a known BEC lure almost exactly and write the one fact that would move to refer to law for wire-desk escalation officer.

RECOMMENDATION Choose To refer to law enforcement / Keep civil on this Fraud Detection / Payments Fraud packet (check-kiting multi-bank float map after an email that matches a known BEC lure almost exactly). The follow-on Payments Fraud action is what wire-desk escalation officer does next: implement the option, assign an owner, and log the missing fact.

COMMAND RETURNS - Bottom-line Fraud Detection option on to refer to law, then the evidence in check-kiting multi-bank float map, then the action for wire-desk escalation officer - Hypothesis scorecard against check-kiting multi-bank float map: supported / rejected / untestable - Owner and next date for wire-desk escalation officer in a regional bank's card portfolio - What changes to refer to law if an email that matches a known BEC lure almost exactly is later withdrawn